Financing & Payment Options - Rowan Construction Group Los Angeles

Flexible Financing for Construction in Los Angeles

A failing roof in the middle of El Niño or a kitchen that hasn’t functioned since 1994 shouldn’t force you into a corner. Call (213) 652-7670 and we’ll walk you through what payment actually looks like for your project. Rowan Construction Group Los Angeles has built financing into our process since 2007 because “we’ll figure it out later” is not a plan anyone should have to accept.

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Payment Options We Offer

Financing Plans for Qualified Homeowners

We work with established lending partners who understand home improvement projects, not just personal loans with a different label. Most of our Los Angeles customers who choose financing get a decision within a few minutes during a brief phone conversation, and funds are typically available quickly enough that we can keep your project on schedule. We don’t push any single lender because the right fit depends on your situation, your project size, and your timeline. What we do promise under Clause 1 of the Haven Standard is that you’ll know your full project price in writing before anyone discusses financing details, so you’re comparing real numbers, not estimates that shift.

Major Credit Cards Accepted

Visa, Mastercard, American Express, and Discover all process through our system without added convenience fees. Some Los Angeles homeowners prefer to put materials on a card that earns rewards, then handle labor through another method. We’re happy to split payments across methods if it helps, and we’ll document exactly what goes where in your written quote so there’s no confusion when the crew finishes.

Cash and Personal Check

No financing discussion needed, no third-party paperwork. A surprising number of our kitchen and bathroom remodels in neighborhoods like Sherman Oaks and Pasadena still close with a personal check at final walkthrough. If this is your preference, we’ll note it on your written scope and schedule payments to match project milestones, not arbitrary calendar dates.

Up-Front Written Pricing, Always

This isn’t a payment method, but it’s the foundation every payment method builds on. Under Clause 1 of the Haven Standard, you receive a flat written price with a detailed scope before any work starts. That price includes permits, materials, labor, and our standard documented photo record. If you change something mid-project, we stop, write a change order, and you sign before work resumes. This discipline is why our projects finish within a few percent of the number you agreed to, across 4,000-plus jobs since 2007.

Simple Application Process

Step 1: Talk to us about your project. Call (213) 652-7670 or schedule through our site. We’ll ask about your home, what you’re trying to solve, and your preferred timeline. There’s no credit pull, no obligation, and no script. Grant Rowan or one of our project advisors will handle the conversation directly.

Step 2: Quick pre-qualification conversation. If financing interests you, we’ll connect you with a lending specialist for a brief discussion. Most homeowners know within minutes whether they qualify and for what general range. We don’t run your credit, and we don’t see your financial details unless you choose to share them.

Step 3: Choose your plan and schedule. Once you have your written quote and your financing terms, you decide. No deposit moves until you’ve reviewed both documents and signed. We then pull permits, order materials from our vetted brand partners like KraftMaid, Cambria, or GAF, and put you on the schedule with a start date that holds.

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Frequently Asked Questions